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We are a team that blends fintech and AI expertise

Kaaj is the AI-powered credit intelligence platform that cuts down approval time from weeks to minutes. Have a look at our team

Our mission is to unlock access to affordable capital for all small businesses
Access to credit is broken for more than 60% of small businesses.

At the core, the challenge is small business lending is unprofitable for lenders because of the amount of time and effort it takes to serve these loans.

Kaaj solves this challenge by automating bunch of processes involved in small business lending and build an ecosystem where lenders and brokers can discover more deals and serve them profitably

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Kaaj is built by founders with deep fintech, credit and fraud risk, and AI experience across unicorn startups and Fortune 500 companies like Uber, American Express, Varo, and Cruise.

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Utsav and Shivi have solved complex data challenges, streamlined tons of processes in credit and fraud risk, and developed data-driven products used by millions of users.