Bank Statement Analysis
Bank analysis that understands context.
Kaaj goes beyond OCR. Our bank statement analysis classifies revenue, detects transfers and MCA proceeds, tracks NSFs, and adapts to industry context because what counts as revenue depends on the business.
Book a demoContext changes classification
The same transaction means different things depending on industry. Zelle might be legitimate revenue for a trucking company but unusual for a restaurant. Kaaj applies industry-aware logic to every line.
Revenue classification
Stripe, Square, ACH, wire: automatically identified, classified, and trended across months.
MCA & loan detection
Funder names, recurring debits, stacking patterns flagged using research-backed data, not static keyword lists.
Transfer identification
Internal transfers, sweeps, owner draws separated from revenue so you see the real picture.
NSF & risk tracking
Non-sufficient funds, overdrafts, and negative balance days: every risk signal tracked and counted.
Cashflow trends
Monthly revenue patterns, average daily balance, and deposit consistency visualized and trended.
Industry-aware logic
Classification adapts to the borrower's industry and business model: trucking, restaurant, retail.