Credit Memo Automation
The credit memo that writes itself.
Every verification, cashflow insight, policy exception, and risk signal is assembled into a structured credit memo your team can review and edit. Human-in-the-loop by design. No black box decisions.
Book a demoWhat's in every memo
Executive summary
Deal overview, borrower profile, and key findings: the TL;DR for credit committee.
KYB verification results
Entity status, web presence, address match, and ownership. Every source linked.
Cashflow analysis
Revenue trends, average daily balance, NSF/overdraft days, MCA detection.
Fraud & risk signals
Tampering flags, name mismatches, duplicate submissions, suspicious patterns.
Policy exceptions with precedent
Every exception linked to policy, with past similar exceptions surfaced for consistency.
Full evidence trail
Every claim in the memo is traceable to a source document, agent observation, or verification.