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Pricing

Pricing that scales with lending volume, not seat count.

Kaaj pricing is based on your workflow, application volume, products used, and integration needs. Your team can collaborate across credit, sales, operations, and risk without paying for every additional reviewer.

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A flexible pricing model for modern lending workflows.

Most Kaaj deployments combine platform access with usage-based economics so pricing reflects the volume and complexity of work automated.

Platform access

A recurring platform fee gives your team access to the Kaaj workflow, dashboard, agents, configuration, and review experience.

Included volume

Plans can include a monthly application allowance or usage credits based on expected deal flow.

Usage-based overages

When volume grows, pricing can scale with applications processed, documents analyzed, or products used.

Implementation and integration

Implementation may include workflow configuration, document mapping, policy setup, user onboarding, and CRM/LOS integration.

Invite the team. Pricing is not based on seats.

Kaaj is built for collaborative lending workflows. Credit, sales, operations, fraud, and leadership teams often need visibility into the same deal. Pricing should not discourage collaboration.

No per-underwriter seat tax
No penalty for adding reviewers or operators
Pricing tied to workflow scope and usage
Built for pilots, growing teams, and enterprise rollouts

Common ways customers structure Kaaj pricing.

Workflow pilot

Best for: Teams validating one workflow before a broader rollout.

  • Focused workflow configuration
  • Limited application volume
  • Success criteria
  • Optional implementation support
Discuss a pilot

Platform + volume

Best for: Lenders with predictable monthly application flow.

  • Monthly platform fee
  • Included application allowance
  • Overage pricing above included volume
  • Access for the broader team
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Usage credits

Best for: Teams using multiple products or variable workflow volumes.

  • Monthly usage credits
  • Product-level usage across parsing, KYB, bank statement analysis, fraud analysis, credit memos, and related workflows
  • Flexible scaling
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Enterprise workflow

Best for: Lenders with custom workflows, security review, integrations, or high-volume operations.

  • Custom workflow design
  • CRM/LOS sync
  • Security and vendor review support
  • Negotiated usage and implementation structure
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What affects your Kaaj pricing?

Monthly application volume
Document types and package complexity
Products used: KYB, bank statement analysis, invoice parsing, fraud signals, credit memo automation
Number of workflows or lending programs
CRM/LOS/API integration scope
Implementation and onboarding needs
Security/vendor review requirements
Lender matching, credit pulls, or other add-ons

Choose the workflows you want to automate.

Document intake and classification

Auto-classify, rename, and organize deal packages from email, portal, API, or drive.

KYB and business verification

Verify businesses against SOS filings, web presence, address signals, and watchlists.

Bank statement analysis

Classify revenue, detect transfers and MCA proceeds, track NSFs, and surface cashflow trends.

Fraud and anomaly signals

Flag inconsistencies across documents, data sources, and application fields.

Invoice and equipment parsing

Extract line items, vendor details, asset descriptions, and cross-verify against applications.

Financial statement spreading

Normalize P&Ls, balance sheets, and tax returns into consistent financial spreads with ratios.

Credit memo automation

Draft source-backed credit memos with findings, exceptions, and policy context for human review.

CRM/LOS sync

Push structured outputs, credit memos, and deal status into your existing systems.

Lender matching

Where applicable, match borrower profiles to participating lenders or capital providers.

Want pricing for your workflow?

Tell us your monthly application volume, document package, lending segment, and current systems. We’ll recommend a pricing structure that fits how your team operates.

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FAQ

Common questions about Kaaj pricing.

Kaaj pricing is typically based on platform access, workflow scope, and usage volume. Depending on the customer, pricing may include a monthly platform fee, included application volume or usage credits, usage-based overages, and implementation or integration fees.

No. Kaaj is not primarily priced per seat. Pricing is designed around workflow value and usage so credit, sales, operations, fraud, and leadership teams can collaborate without every additional reviewer creating a separate seat cost.

Some Kaaj pricing structures include a monthly application allowance with usage-based overages above that amount. Other structures use monthly credits across products and workflows. The right model depends on expected volume and workflow scope.

Many deployments include a platform fee for access to the Kaaj platform, workflow configuration, agents, dashboard, and review experience. The platform fee depends on scope, volume, and implementation needs.

Some deployments include an implementation or configuration fee, especially when the workflow involves custom document packages, policy setup, user onboarding, or CRM/LOS integration.

Yes. Many teams start with a focused workflow or pilot to validate impact before expanding to additional products, teams, or integrations.

Kaaj pricing can include products such as document intake, application parsing, KYB (and KYC where applicable), bank statement analysis, fraud analysis, invoice parsing, financial statement spreading, credit memo automation, lender matching, and CRM/LOS sync.

Exact pricing depends on your lending segment, monthly application volume, document package, workflows, and integration requirements. Contact Kaaj or book a demo to get pricing for your use case.