Kaaj raises $3.8M in seed funding to power the future of small business lending 🎉Read more
Utsav Shah

Author

Utsav Shah

Co-founder and CEO, Kaaj

Utsav Shah is co-founder and CEO of Kaaj. He spent a decade at Uber and Cruise building AI-powered decision-making systems at scale, and focuses on applying operational rigor, persistent context, and agentic intelligence to lending workflows.

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Articles by Utsav Shah

How AI Can Expand Access to Capital

May 8, 2026 · 6 min read

How underwriting systems will evolve as lending scales

May 8, 2026 · 5 min read

Why Small-ticket Equipment Finance Loans Are Broken | Six Predictions for Future

May 7, 2026 · 9 min read