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Customer videos

Lenders and brokers on AI underwriting, in their own words

Recorded interviews with Kaaj customers: equipment finance lenders, a captive finance team, and commercial loan brokers. Every video has chapters and a full transcript.

AI Underwriting Software Reviews: 8 Lenders and Brokers on Kaaj

Start here · 4:18

AI Underwriting Software Reviews: 8 Lenders and Brokers on Kaaj

Eight commercial lenders and brokers on what changed after they moved underwriting prep to Kaaj.

Customer stories

One customer per video, from the problem they had to the numbers they see now.

Equipment Finance Application Intake Into Salesforce in 2 Minutes | Quality Equipment Finance3:13

Equipment Finance Application Intake Into Salesforce in 2 Minutes | Quality Equipment Finance

Patrick O'Connor, Head of Sales at Quality Equipment Finance, on using Kaaj to turn broker and vendor applications into Salesforce records:…

AI Pre-Qualification for Loan Brokers: Stuck Deals From 60–70% to 10% | Hub Funding Solutions5:20

AI Pre-Qualification for Loan Brokers: Stuck Deals From 60–70% to 10% | Hub Funding Solutions

Kalah Sprabeary, CEO of Hub Funding Solutions, a commercial finance broker (equipment, working capital, payroll, AR, project finance), on what…

AI Underwriting for Equipment Finance: 45–50 Minutes Saved per Deal | Eagle Crusher3:54

AI Underwriting for Equipment Finance: 45–50 Minutes Saved per Deal | Eagle Crusher

Shawn Jury, Director of Sales & Financial Services at Eagle Crusher, a 100-year-old equipment manufacturer with its own financial services…

AI Underwriting for Equipment Finance Brokers: a Junior Underwriter in His Pocket | Funding Booth3:57

AI Underwriting for Equipment Finance Brokers: a Junior Underwriter in His Pocket | Funding Booth

Bob Booth, CEO of The Funding Booth, an equipment leasing broker, on running applications through Kaaj: send any signed application to the…

AI Loan File Review for Brokers: A Three-Day File in Seconds | Finance Pros Inc3:08

AI Loan File Review for Brokers: A Three-Day File in Seconds | Finance Pros Inc

Neysa Smith, CEO of Finance Pros Inc, a 50-state commercial lending broker and the first full-line broker on Kaaj, on how the AI write-up, bank…

AI Credit Memo Automation: a Credit File in 7 Minutes, Down From 36 | i90 Financial2:22

AI Credit Memo Automation: a Credit File in 7 Minutes, Down From 36 | i90 Financial

Eduardo Del Rio, CEO of i90 Financial, a direct lender in transportation and commercial equipment finance, on moving file intake and underwriting…

AI Bank Statement Analysis in Underwriting: 45 Minutes to 15 per Deal | Capital Solutions2:36

AI Bank Statement Analysis in Underwriting: 45 Minutes to 15 per Deal | Capital Solutions

Adam Mitchell, CEO of Capital Solutions Providers and a former bank executive with 12+ years in commercial lending, on putting Kaaj on the front…

Shorts

One quote, under a minute.

Friday 5:15pm. Approval in hand 90 minutes later.

Kalah Sprabeary, CEO of Hub Funding Solutions, on a vendor deal pre-qualified in five minutes and approved on a Friday evening.

15 minutes → 2 per equipment finance application

Patrick O'Connor, Head of Sales at Quality Equipment Finance: about 2 minutes per application into Salesforce instead of 15, twenty times a day.

Red flags a broker might miss, caught in seconds

Neysa Smith of Finance Pros Inc: a missing SSN and names that didn't match the registration, flagged by Kaaj's write-up. (Audio from our customer interview.)

36 minutes → 7 per credit file

Eduardo Del Rio, CEO of i90 Financial, timed it: a complete, CRM-ready file used to take 36 minutes. With Kaaj it takes about 7.

AI underwriting: consistent, and never out sick

Bob Booth, CEO of The Funding Booth, on why consistency beats a desk of manual processors.

45 minutes → 15 per deal with AI underwriting

Adam Mitchell, CEO of Capital Solutions Providers: a complete package goes front to finish in about 15 minutes, down from 45.

Loan application data: 4–8 hours → 2–3 minutes

Stephen Taylor, VP Operations at Harbour Capital, on application turnaround with Kaaj.

Stuck loan applications: 60–70% → about 10%

Kalah Sprabeary of Hub Funding Solutions on seeing exactly where applicants stall, and becoming the helper, not the pusher.

KYB for equipment finance: vendor, business, and borrower

Patrick O'Connor of Quality Equipment Finance on the SOS, SAFER, address, and online checks Kaaj runs on every application.

A three-day file, analyzed in seconds

Neysa Smith, CEO of Finance Pros Inc, on the time AI analysis gives back, and the teammates she's added.

About $40K a year in processor costs

Bob Booth of The Funding Booth on the ROI of AI processing for a broker. (Audio from our customer interview.)

The one-page credit write-up lenders actually use

Eduardo Del Rio of i90 Financial on the first-page write-up: everything about the file, in one place.

Will AI replace your team? One broker's answer

Kalah Sprabeary of Hub Funding Solutions: use AI for efficiency, not to cut people.

Lender matching for commercial loan brokers

Neysa Smith of Finance Pros Inc on lender matching and verification, and a better relationship with lenders. (Audio from our customer interview.)

Why a faster "no" matters in equipment finance

Eduardo Del Rio of i90 Financial: "I'd rather give a no faster than take forever to give a no."

A credit read in front of the vendor, in minutes

Bob Booth of The Funding Booth on reviewing a spread file on his phone while still with the vendor. (Audio from our customer interview.)

Bank & financial statement analysis: hours → minutes

Shawn Jury of Eagle Crusher on the statement analysis his team relies on for full-financials deals.

Hire another loan processor, or add AI?

Shawn Jury of Eagle Crusher on choosing Kaaj instead of adding a processor, and saving 45–50 minutes per deal.

Bank statement analysis: the true cash flow of a business

Adam Mitchell of Capital Solutions Providers on inflows, outflows, debt service coverage, and checking statements for fraud.

The ROI math on AI underwriting

Shawn Jury of Eagle Crusher: one extra deal a month pays for it, and they've done more than that.

Big lending software vendors put you in their box

Adam Mitchell of Capital Solutions Providers on customizing the product from day one.